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Lending Programs

U.S. Financing Options for Canadian Investors

Canadian investors can access U.S. financing, but selecting the right program depends on the property, structure, and strategy. Below is an overview of common options.

DSCR Rental Property Loans

  • Designed for income-producing rental properties
  • Qualification based primarily on property cash flow
  • Less reliance on personal income

Often used for

Rental property and portfolio investors

Conventional U.S. Investments Loans

  • Traditional loan structures
  • Competitive rates
  • More extensive documentation required

Often used for

Long-term hold strategies and lower-leverage profiles

Construction & Renovation Financing

  • Financing options for ground-up construction or major renovations
  • Typically structured through specialized lending partners
  • Terms and availability vary based on project scope and experience

Often used for

Value-add projectsNew construction and redevelopment strategies

Investor & Alternative Financing

  • Flexible solutions for unique investment situations
  • Non-traditional income or entity structures
  • Portfolio, multifamily or specialty property types

Important Note

Every Situation Is Different

Loan availability, terms, and eligibility vary by lender and borrower profile. All financing is subject to lender guidelines and approval.

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